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Most non-profit free credit counselors are paid with a percentage of the money they collect for your creditors.
Again, we follow the money.
They have no incentive to try to reduce your total debt because that directly reduces their income.
What they try to do is arrange payment plans at a lower interest rate so more of what you’re paying actually goes toward the debt.
Be aware of the differences when looking for debt assistance.
Filed under trans 4n 56n
They’re smiling but they don’t trust you.
A polite nod here, a chuckle there. Meanwhile they’re anxiously waiting for your credit report. You know it hurt your chances of getting the loan when you had to admit to some small financial mistakes in the past.
As you leave the office with that sick feeling telling you you’ve already lost, they state the inevitable, “We’ll let you know.”
Less than perfect credit is not a permanent situation. If you’ve made financial mistakes in the past (and who hasn’t), it’s not too late to start repairing your credit today. When you know the little tips and tricks you can use to convince the credit bureau’s your trust worthy…
…you can leave the loan officer’s chair confident that the deal will have a happy ending. It’s all about knowing how to play the credit game. And you can play the game like a master with…
101 Powerful Tips for Legally Improving Your Credit Score
Get the free report here.
